Not-for-profit rental units

The Ontario Renovates program aims to increase the supply of affordable and accessible housing by providing qualifying not-for-profit landlords with funding for essential repairs and accessibility modifications to their existing rental unit(s).  

Financial assistance is available in the form of a 15-year forgivable loan of $15,000 per rental unit, up to a maximum of $100,000 for ten units per property. 

Before you begin

Funding 

  • Total amount of loan is dependent on the number of units requiring repairs or modifications in the building and the scope of work approved by the Housing Services 
  • To earn loan forgiveness, rent levels must be maintained at the average market rent for Ottawa for the full 15 years 
  • The loan will be forgiven each year at 6.67 per cent 
  • Eligible landlords can only receive one loan per unit 
  • A second mortgage must be registered on the approved property for all forgivable loans valued at $25,000 or more 
  • Funding is limited and available on a first-come-first-served basis until March 31, 2024 

What you need 

In order to apply you will need to provide the following documents : 

  • Completed application form with all required signatures  
  • Copy of government issued photo ID for all property owners   
  • Copy of property tax paid up-to-date  
  • Copy of mortgage information up-to-date  
  • Copy of property insurance paid up-to-date 
  • Copy of rent roll  

Eligibility

The rental property may be eligible if it is: 

The table below provides the maximum rental rate for the year based on size of the unit. 

CMHC Rental Market Report for Ottawa - January 2023
Unit size  Rental rate 
Bachelor $1,122.00 
One-bedroom unit  $1,347.00
Two-bedroom unit  $1,625.00 
Three-bedroom unit  $1,947.00 

Eligible repairs 

Eligible essential repairs may include: 

  • Energy efficient windows and doors 
  • Roof 
  • Insulation 
  • Heating system 
  • Plumbing  
  • Electrical 

Accessibility modifications  

Eligible accessibility modifications may include: 

  • Ramps 
  • Handrails 
  • Chair and bath lifts 
  • Countertops height adjustments 
  • Doorbells and fire alarms 

Ineligible projects 

The following projects are not eligible for funding: 

  • Retirement Homes, Long-Term Care Homes (including nursing homes), and crisis care facilities  

  • Units not subject to the Residential Tenancies Act, 2006 (except shelters and transitional housing that house victims of domestic violence)  

  • Projects that received funding under AHP (2005), AHP Extension (2009) – Rental and Supportive and IAH – Rental Housing, IAH Extension (2014) and OPHI.  

  • Units for which the homeowner received Homeownership component funding under the AHP or IAH  

  • Social Housing units as defined under the Housing Services Act, 2011 

 

Apply

  1. Print and complete the application form and provide all necessary documents.  
  2. Submit completed application and supporting documents by: 

Email 
ontariorenovates@ottawa.ca 

Mail/In-person 

City of Ottawa 
Housing Services 
Ontario Renovates Program 
100 Constellation Drive, 2nd Floor East 
Ottawa, ON, K2G 6J8 

What’s next

After you apply, Housing Services will contact you to review your application. You will be asked to provide missing information. You must provide this as a condition of your eligibility.  

Release of funds 

Once your application is approved for funding, you will be required to sign a Funding Agreement document with Housing Services. The funding agreement outlines the total amount funded, and the terms and conditions attached to the use and release of funds. 

Any repairs made prior to written loan approval are not eligible and will not be reimbursed.  

Use of funds 

Funding can only be used for the purposes outlined in the Funding Agreement with the City of Ottawa’s Housing Services. If the cost of the necessary modifications is more than the maximum amount of the loan, the property owner is responsible to cover the additional cost. 

Annual update 

Housing Services will follow up with you on an annual basis to ensure the funded units remain affordable. If you sell or increase the rent beyond AMR within 15 years of receiving a forgivable loan, you will be required to pay back to the City all or a portion of the loan. 

Contact

Contact Housing Services by email or phone for any inquiry or to request a mailed copy of the application form. 

Phone 
613-580-2424 ext. 12300 from Monday to Friday, 8:30 am to 4:30 pm. TTY: 613-580-2401 

Email 
ontariorenovates@ottawa.ca