The Ontario Renovates program aims to increase the supply of affordable and accessible housing by providing qualifying not-for-profit landlords with funding for essential repairs and accessibility modifications to their existing rental unit(s).
Financial assistance is available in the form of a 15-year forgivable loan of $15,000 per rental unit, up to a maximum of $100,000 for ten units per property.
Before you begin
Before you begin
Funding
- Total amount of loan is dependent on the number of units requiring repairs or modifications in the building and the scope of work approved by Housing Solutions and Investments Services
- To earn loan forgiveness, rent levels must be maintained at the average market rent for Ottawa for the full 15 years
- The loan will be forgiven each year at 6.67 per cent
- Eligible landlords can only receive one loan per unit
- A second mortgage must be registered on the approved property for all forgivable loans valued at $25,000 or more
- Funding is limited and available on a first-come-first-served basis until March 31, 2025
What you need
What you need
In order to apply you will need to provide the following documents :
- Completed application form with all required signatures
- Copy of government issued photo ID for all property owners
- Copy of property tax paid up-to-date
- Copy of mortgage information up-to-date
- Copy of property insurance paid up-to-date
- Copy of rent roll
Eligibility
Eligibility
The rental property may be eligible if it is:
- Located in the City of Ottawa
- Owned by a not-for-profit housing provider
- A modest unit relative to other units in the community in size and amenities
- Affordable based on the Average Market Rent (AMR) for Ottawa as established by the Canadian Mortgage and Housing Corporation's Rental Market Report
The table below provides the maximum rental rate for the year based on size of the unit.
| Unit size | Rental rate |
|---|---|
| Bachelor | $1,122.00 |
| One-bedroom unit | $1,347.00 |
| Two-bedroom unit | $1,625.00 |
| Three-bedroom unit | $1,947.00 |
Eligible repairs
Eligible essential repairs may include:
- Energy efficient windows and doors
- Roof
- Insulation
- Heating system
- Plumbing
- Electrical
Accessibility modifications
Eligible accessibility modifications may include:
- Ramps
- Handrails
- Chair and bath lifts
- Countertops height adjustments
- Doorbells and fire alarms
Ineligible projects
The following projects are not eligible for funding:
- Retirement Homes, Long-Term Care Homes (including nursing homes), and crisis care facilities
- Units not subject to the Residential Tenancies Act, 2006 (except shelters and transitional housing that house victims of domestic violence)
- Projects that received funding under AHP (2005), AHP Extension (2009) – Rental and Supportive and IAH – Rental Housing, IAH Extension (2014) and OPHI
- Units for which the homeowner received Homeownership component funding under the AHP or IAH
- Social Housing units as defined under the Housing Services Act, 2011
Apply
Apply
- Print and complete the application form and provide all necessary documents.
- Submit completed application and supporting documents by:
Email
ontariorenovates@ottawa.ca
Mail/In-person
City of Ottawa
Housing Solutions and Investments Services
Ontario Renovates Program
100 Constellation Drive, 2nd Floor East
Ottawa, ON, K2G 6J8
What’s next
What’s next
After you apply, Housing Solutions and Investments Services will contact you to review your application. You will be asked to provide missing information. You must provide this as a condition of your eligibility.
Release of funds
Once your application is approved for funding, you will be required to sign a Funding Agreement document with Housing Solutions and Investments Services. The funding agreement outlines the total amount funded, and the terms and conditions attached to the use and release of funds.
Any repairs made prior to written loan approval are not eligible and will not be reimbursed.
Use of funds
Funding can only be used for the purposes outlined in the Funding Agreement with the City of Ottawa’s Housing Solutions and Investments Services. If the cost of the necessary modifications is more than the maximum amount of the loan, the property owner is responsible to cover the additional cost.
Annual update
Housing Solutions and Investments Services will follow up with you on an annual basis to ensure the funded units remain affordable. If you sell or increase the rent beyond AMR within 15 years of receiving a forgivable loan, you will be required to pay back to the City all or a portion of the loan.
Contact
Contact
Contact Housing Solutions and Investments Services by email or phone for any inquiry or to request a mailed copy of the application form.
Phone
613-580-2424 ext. 12300 from Monday to Friday, 8:30 am to 4:30 pm. TTY: 613-580-2401